Over the past decade, the zip code has seen a gradual increase in population, growing from 10,319 in 2010 to 11,206 in 2022. The median income has risen from $104,999 in 2013 to $114,035 in 2022, indicating a generally affluent area. The racial distribution has remained relatively stable, with a slight decrease in the white population (from 74% in 2013 to 71% in 2022) and small increases in Asian and multi-racial populations. The Hispanic population has fluctuated between 8% and 13% during this period.

The presence of LIHTC projects suggests a recognition of the need for affordable housing options, even in higher-income communities. The completion of the Ridgeway Apts project in 2010, which significantly increased the affordable housing stock, aligns with a period of population growth and rising median incomes in the zip code.

Zip code 94965 in Sausalito, California, demonstrates a commitment to affordable housing through LIHTC-funded projects. With 255 total units, of which 252 are low-income units, these projects make up about 5.9% of the estimated housing stock. The area has seen sustained investment in affordable housing over a 14-year period, with the largest project completed in 2010. The diverse unit types available cater to various household sizes, reflecting an effort to meet different affordable housing needs. While the zip code is characterized by rising populations and median incomes, the presence of LIHTC projects indicates an ongoing effort to maintain housing affordability in an increasingly affluent area.