Emma Dickinson Orchard Homes, a neighborhood in Missoula, Montana, has experienced significant changes in its real estate landscape over the past decade. The area has seen substantial increases in average home prices and rent, while homeownership rates have fluctuated. From 2013 to 2022, the neighborhood's homeownership rate varied between 44% and 54%, ultimately settling at 46% in 2022. During this same period, average home prices in the area saw a remarkable increase, rising from $200,275 in 2013 to $461,130 in 2022, representing a 130% increase over nine years. The relationship between federal interest rates and homeownership rates in Emma Dickinson Orchard Homes shows some correlation. When interest rates were at historic lows between 2013 and 2016 (ranging from 0.11% to 0.40%), homeownership rates in the neighborhood increased from 44% to 54%. However, as interest rates began to rise more significantly from 2017 onwards, homeownership rates showed some decline, dropping to 46% by 2022 when the federal interest rate reached 1.68%. Rental trends in the neighborhood have also been notable. The percentage of renters fluctuated inversely to homeownership rates, as expected. Average rent prices showed an interesting pattern, starting at $767 in 2013, decreasing to $581 by 2015, and then following a general upward trend from 2016 onwards. By 2022, the average rent had reached $1,254, representing a 63% increase from 2013 to 2022, despite some initial decreases.