Henderson, a city in Nebraska with a population of 1,083 in 2022, has experienced significant changes in its housing market over the past decade. The city's homeownership rates have fluctuated considerably, ranging from a high of 84% in 2013 to a low of 73% in 2018, before rebounding to 85% in 2022. This variability in homeownership coincided with substantial increases in average home prices, which rose from $95,528 in 2015 to $181,546 in 2022, representing a 90% increase over seven years.

The relationship between federal interest rates and homeownership rates in Henderson presents an intriguing pattern. Despite historically low interest rates from 2013 to 2021 (ranging from 0.08% to 1.83%), homeownership rates did not consistently increase. For instance, the rate dropped from 84% in 2013 to 73% in 2018, even as interest rates remained low. However, the sharp increase in homeownership to 85% in 2022 coincided with a rise in interest rates to 1.68%, suggesting that local factors may have played a more significant role than national interest rates in influencing homeownership trends.

Renter percentages and average rent prices in Henderson have also shown notable trends. The percentage of renters fluctuated between 14% and 27% from 2013 to 2022. Average rent prices increased steadily during this period, rising from $646 in 2013 to $894 in 2022, a 38% increase. This trend in rent prices occurred despite variations in the city's population, which ranged from a low of 1,013 in 2014 to a high of 1,174 in 2019.