Zip code 13165, which includes Waterloo in New York, demonstrates characteristics of a rural area based on population density and trends from 2010 to 2022. The 2022 population density was 135.8 people per square mile, categorizing it as rural. This suggests an area with open spaces and larger residential plots.

The population decreased from 10,809 in 2010 to 9,833 in 2022, indicating a gradual decline. This trend suggests outmigration or natural population decrease, which is common in rural areas. The consistent decrease may indicate challenges in retaining or attracting residents, possibly due to limited economic opportunities or changing demographic preferences.

The estimated number of housing units for the 2022 population was 3,767, based on the national average household size. This suggests a predominance of single-family homes, which is consistent with rural areas where detached homes on larger lots are more common than dense housing developments.