Zip code 12182 in Troy, New York, contains a modest Low-Income Housing Tax Credit (LIHTC) funded affordable housing inventory. The area encompasses 36 affordable units, all classified as low-income units. Based on an estimated 5,758 housing units in the zip code, calculated from the 2022 population of 15,028 and the national average household size, LIHTC-funded affordable housing represents approximately 0.63% of the estimated housing inventory in this area.

The LIHTC program has supported two projects in zip code 12182. The earliest recorded project, Diamond Rock Terrace Phase II (Federal), was completed in 2002, indicating at least two decades of affordable housing presence in the area. All 36 LIHTC-funded units in this zip code are two-bedroom apartments, suggesting a focus on accommodating small families or couples.

Over the past decade, the zip code's population has slightly decreased from 15,094 in 2013 to 15,028 in 2022. The median income has seen a modest increase from $51,371 in 2013 to $54,231 in 2022. Racial demographics have remained relatively stable, with the white population comprising the majority (74% in 2022), followed by Black (11%) and Hispanic (6%) populations. The slight decrease in population and moderate income growth might indicate a relatively stable housing market, potentially influencing the limited development of new LIHTC projects in recent years.