Royal Oaks, a neighborhood in Beaufort, South Carolina, contains 44 Low-Income Housing Tax Credit (LIHTC) funded affordable housing units. These units constitute approximately 7.9% of the neighborhood's estimated 558 housing units, based on the 2022 population of 1,457. The LIHTC program has provided $67,070 in tax credits for affordable housing projects in Royal Oaks, averaging $1,524 per unit. The sole affordable housing project, Lady's Pointe II, was completed in 1989 and has been part of the community for over three decades.

Lady's Pointe II comprises 44 units, including 14 one-bedroom and 3 two-bedroom apartments. The project does not include efficiencies, three-bedroom, or four-bedroom units, suggesting a focus on smaller household sizes. Over the past decade, Royal Oaks has experienced demographic changes. The population has decreased from 1,880 in 2017 to 1,457 in 2022. Despite this decline, the median income has increased overall from $73,089 in 2017 to $76,346 in 2022.

The racial composition of Royal Oaks has also changed. The white population percentage increased from 76% in 2017 to 85% in 2022, while the Black population percentage decreased from 15% to 12%. The Hispanic population significantly decreased from 8% in 2017 to 1% in 2022. These demographic trends, particularly the declining population and increasing median income, may indicate changing affordable housing needs in the neighborhood.