Zip code 95946, located in Lake Wildwood, California, contains a specific Low-Income Housing Tax Credit (LIHTC) funded affordable housing inventory. This zip code has 42 total units in LIHTC funded projects, with 4 units designated as low-income. Based on the 2022 population of 8,601 and an estimated 3,295 housing units, the LIHTC funded affordable housing comprises approximately 1.27% of the zip code's estimated housing inventory.

The LIHTC program has allocated $289,158 in tax credits to zip code 95946, which represents 0.01% of California's total LIHTC funding. This allocation translates to an average of $6,885 in federal funding per unit in LIHTC projects. The Courtyards At Penn Valley, completed in 2004, is the notable LIHTC project in this zip code. This development has provided affordable housing options in the area for nearly two decades, consisting of 16 two-bedroom units and 26 three-bedroom units.

Over the past decade, the population in zip code 95946 has demonstrated fluctuation, with a general downward trend from 9,872 in 2015 to 8,601 in 2022. The median income has increased from $67,161 in 2015 to $67,701 in 2022, indicating a slight upward trend despite year-to-year variations. Racial demographics have remained relatively stable, with the white population constituting the majority throughout the decade. A small increase in racial diversity has occurred, with the Hispanic population growing from 9% in 2015 to 12% in 2022, and a slight increase in residents identifying as two or more races.