The LIHTC funded housing inventory in this zip code includes a mix of unit types, with 143 one-bedroom, 43 two-bedroom, 69 three-bedroom, and 4 four-bedroom units. This distribution suggests a focus on accommodating diverse household sizes, from individuals to larger families.

Two notable projects in the area have specific target populations. Cornerstone Place, completed in 2019, is designed for veterans, addressing the unique housing needs of this population. Key Largo Apartments, completed in 2012, targets the "At-Risk" population, providing crucial housing stability for vulnerable residents.

Over the past decade, the zip code has seen a gradual increase in population, growing from 60,950 in 2010 to 64,114 in 2022. This growth may have contributed to the need for additional affordable housing units. The median income has also risen significantly, from $55,846 in 2013 to $68,791 in 2022, potentially indicating an increasing cost of living that could make affordable housing more crucial for lower-income residents.

The racial demographics have remained relatively stable, with a slight increase in the Asian population (from 3% to 5%) and a minor decrease in the white population (from 61% to 58%) between 2013 and 2022. The Hispanic population has consistently represented about a quarter of the zip code's residents, suggesting a need for culturally diverse housing options.

Zip code 92020 in El Cajon has a modest but important LIHTC funded affordable housing inventory, covering about 1.05% of the estimated housing stock. The area has seen consistent development of affordable housing over two decades, with a focus on the 2010s. The projects cater to diverse populations, including veterans and at-risk individuals, and offer a range of unit sizes to accommodate different household needs. While the population and median income have grown over the past decade, the racial demographics have remained relatively stable, suggesting an ongoing need for affordable housing options in this diverse community.